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Principles of Credit Management

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Instructor

Eugene Joubert

Reviews 4.74 (31 Reviews)

Course Overview

To be proficient in the Principles of Credit Management and to contribute to the purpose of the Credit Industry at large.

The course provides an understanding of the concepts, processes and techniques that underpin best practices across all the Credit Management environments.

Delegates will become fully aware of all aspects of Credit Management.

Delegates will be exposed to the overarching aspects of Credit Management prevalent in Consumer (B2C), Trade (B2B) and Export Credit.

The course also provides practical tips and techniques that can be put into effective use.

Course Content

  • Welcome to the Course

    • Principles of Credit Management - Welcome Notes

    • Principles of Credit Management - Course Content

    • Principles of Credit Management - Disclaimer and Copyright

  • Introduction to Credit

    • The Concept of Credit

    • Understanding Credit Management

    • Origin and Evolution of Credit

    • The Role of Credit in the Economy

    • Formative Assessment – The Concept of Credit

  • The Role Players

    • End Users of Credit

    • Sources of Credit

    • Individuals

    • Legal Entities

    • Consumer Credit

    • Trade Credit

    • Export Credit

    • Formative Assessment – The Role and Role Players of Credit in the economy

  • Creditworthiness

    • Creditworthiness

    • Character

    • Capacity

    • Capital / Cash

    • Conditions

    • Collateral

    • Confidence / Commitment

    • Credit Scoring

    • Tools CAMELS

    • Tools CAMPARI and ICE

    • Formative Assessment – Creditworthiness

  • Credit Cycles

    • Credit Cycles

    • Systems

    • Formative Assessment – Credit Cycles

  • The Credit Policy

    • Generic Credit Policy

    • The Rational of a Credit Policy

    • Types of Credit Policies

    • Structure to Manage

    • Formative Assessment – Credit Policy

  • PESTEL

    • Elements of PESTEL

    • Impact of Excessive Credit

    • Formative Assessment – PESTEL

  • Legislation

    • Statutes

    • Case Law

    • Law of Contracts

    • Formative Assessment – Legislation

  • Pricing Credit

    • Risk Principles

    • Risk Margins

    • Risk Appetite

    • Formative Assessment – Pricing Credit

  • Vocabulary

    • Meanings

  • Summative Assessment

    • About your Summative Assessment

    • Summative Assessment Questions – Principles of Credit Management

  • The End

    • Now that you have completed your course

Paid
  • Course Level Intermediate
  • Lessons 41
  • Duration 20 hr
  • Language English
  • Enrolled 5
  • Additional Resource 0
  • Last Update 1 May 2026